Author

Stories by Obidah Habila Albert

  • Small outdoor booth with straw roof, advertising ATM and banking services. Two banners hang at the entrance, with chairs and a table inside.
    Obidah Habila Albert

    How Nigerians Absorb the Cost of Delayed Digital Payments

    On a hot Tuesday afternoon in Yola, Adamawa State, in northeastern Nigeria, 32-year-old Fidelis Mbai walked to a point-of-sale (POS) stand to withdraw ₦35,000. The POS operator, Abu Sani, collected his Automated Teller Machine (ATM) card and inserted it into a POS terminal. Fidelis entered his Personal Identification Number (PIN). Within seconds, he received a …

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  • Busy street market scene with colorful umbrellas, a POS services sign, and people engaged in various activities.
    Obidah Habila Albert

    The Invisible Data Trail Behind Everyday Life in Nigeria

    Even before the first naira changes hands or the first customer calls, Musa Lekki reaches for his phone. It is 5:32 a.m. on a Tuesday, and like many smartphone users, he begins his day with a glance at his phone screen. The 42-year-old provisions trader lives in Yola, northeastern Nigeria, and runs a small wholesale …

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  • Silhouette with circuit patterns, magnifying glass on fingerprint, SIM, NIN, BVN text, and various numbers.
    Obidah Habila Albert

    Inside Nigeria’s Tedious Paths to Harmonised Digital Identity Systems

    Jadon John keeps a diary in which he records reference numbers for government-mandated registrations. Based in Jimeta, a commercial district in Adamawa State, northeastern Nigeria, one page of Jadon’s diary contains his voter registration details and another lists his Bank Verification Number (BVN). The 34-year-old has also noted down his National Identification Number (NIN), records …

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  • Teacher holds a class register in front of students in a classroom, with ABC and 123 written on the board. Cracked wall background.
    Obidah Habila Albert

    Classroom Attendance in Nigeria Still Relies on Paper

    At the start of every school day, Martha Ayuba marks the attendance register of her class of about 50 pupils in Nassarawo Primary School, Jimeta-Yola, in Adamawa, northeastern Nigeria. The 38-year-old is the class teacher of Primary 3B. With a pencil in hand, she calls out names from the register. Each pupil answers, “Present, Ma”, …

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  • Sign for reprinting and plastic conversion of NIN and BVN at NIMC Commission with an arrow pointing right.
    Obidah Habila Albert

    National ID Errors Lock Nigerians Out of Essential Services

    When Catherine Bello received a text message from the World Food Programme (WFP) in August 2025, she was excited. She had been anticipating it ever since she applied for the Anticipatory Action Response (AAR), a WFP programme that provides “multipurpose cash assistance” to reduce the humanitarian impact of flooding in vulnerable communities. Catherine lives in …

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  • Sparse trees on a dry landscape under a cloudy sky, with a person riding a motorcycle along a dirt path.
    Obidah Habila Albert

    Nigeria’s Disharmonised Digital System Leaving Low-Income Farmers Behind

    Bala Abubakar rises before dawn, fetching water and checking his irrigation canals. He grew up in Gurin, a community in Adamawa State, northeastern Nigeria, where rice cultivation has fed generations. To operate a thriving rice farm, Bala says he needs good seedlings, fertilisers, and perhaps a loan to tide him over. In 2024, members of …

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  • A rural health center with open gates, surrounded by trees under a blue sky.
    Obidah Habila Albert

    Absence of Digital Medical Records Flaws Healthcare in Adamawa

    For years, 64-year-old Ibrahim Zira lived with high blood pressure, managing the condition at Jigalambu Primary Healthcare Centre (PHC) in the Michika area of Adamawa State, northeastern Nigeria. When his condition worsened, he was referred to the Michika General Hospital, where he faced a familiar struggle: incomplete medical records and repeated tests. “When I got …

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  • Entrance of Specialist Hospital Yola, featuring an archway and people walking nearby under a clear blue sky.
    Obidah Habila Albert

    In Adamawa Hospitals, Poor Digital Systems Frustrate Medical Care

    On a sunny morning in October 2025, 42-year-old Fatima Ibrahim walked into the outpatient department of the Adamawa Specialist Hospital in Yola, northeastern Nigeria. Fatima had been vomiting for days and felt increasingly weak. She said she believed going to the hospital was the safest option; however, her consultation with the doctor was brief. After …

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  • A person in blue clothing walks toward a small building; another sits nearby. Trees and clear sky in the background.
    Obidah Habila Albert

    Broken Digital Health Systems Push Insured Patients to Pay Out-of-Pocket in Adamawa

    Jimmy John had been battling a severe toothache for days. The pain made eating and sleeping almost impossible. Early in the morning on Monday, July 7, 2025, he walked into New Boshang Hospital in Jimeta-Yola, northeastern Nigeria, hoping for relief. He queued, was registered, and eventually called in to see a clinician. After an examination …

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  • A group of people in colorful clothing sit under a tree near tents, engaging in conversation.
    Obidah Habila Albert

    In Adamawa, Peacebuilding Begins on the Football Pitch, in Classrooms, and at Townhalls

    When Boko Haram attacked a religious gathering in Nassarawo, Yola, the capital of Adamawa State, northeastern Nigeria, and killed 12 persons in January 2012, it ignited deep-seated anger, fear, and suspicion. The incident led to a series of reprisal attacks within Nassarawo, a community where Muslims and Christians once co-existed peacefully, and other parts of …

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  • Illustration by Akila Jibrin/HumAngle.
    Obidah Habila Albert, Milcah Gaman

    The Victims Of Farmer-Herder Conflict In Nigeria’s Northeast

    Before he was attacked last month, 23-year-old Salisu Ibrahim had witnessed several altercations with herders whose cattle usually encroach farms in Chigari, a community in Fufore Local Government Area of Adamawa, North East Nigeria. But his confrontation with a herder on Nov. 12 led to a life-altering ordeal for him. The herder who attacked Salisu …

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